So, you’re ready to get funding? You have all your ducks in a row, and you are ready to bring your ideas to light. Or you have your operating process nailed down and, things are cruising along like butter on a roll. But if you do not put on those elastic sweatpants, there just will not be any room to grow.
Sounds like you are in the right place.
You could call your business banker, go out for lunch, and shoot your shot. We have all done it, and I’d be lying if I said it doesn’t work. But what if there was an easier way? You open your computer, type “Small business loans near me” and get bombarded with a mix of local banks you can start step one over with, or some others that are going to “get the best deal for you in two minutes! Money in your account tomorrow!” You know what, sometimes those work too. There is not really a wrong way to go about seeking capital to start or grow a business, but there certainly is a “best” way
Your local banker may not know the best ways to utilize an SBA loan, and those “next day funding” companies – well you’re certainly going to pay more than you should.
Chris Farley put it well in the 1995 CLASSIC, Tommy Boy: “you can get a good look at a T-bone by sticking your head up a bull’s ass, but wouldn’t you rather take the butcher's word for it?”
Our process is quick and painless. We have been doing this long enough to know that Bank A, no matter how much you kiss up, just will not touch restaurant deals. They have been burned one too many times. And Bank B? They get their rocks off securing deals with as many of your personal assets as they can. Banks are businesses themselves after all, and they have a set of policies that they adhere to that keeps their machine running. Don’t worry though, we’ve been working with Bank C for years, and you are EXACTLY the type of business they want to partner with.
Consider sbaloansHQ your personal business funding butcher. We take care of the mess.
We work with you to gather the information any bank will require, comb through the details, and pick one of our bank partners to send the deal to. You read that right, ONE of our bank partners. We know our partners, and they know us. There is no reason to send your loan out to 20 different banks and have you bombarded with calls. Once the bank issues a term sheet we can help you understand the details and keep your project moving. We are here with you every step of the way. We will butt out as much as possible, but any time there is a question or a need we are eager to help.
Side note: If you just love formality, feel free to take us to lunch first.